The ACE Physio & Performance Difference

At ACE Physio & Performance, PLLC, we believe you can achieve anything through the right medical care, movement practice, & lifestyle changes. To accomplish all this, we bring it back to basics. Your body has the amazing ability to heal itself, to adapt to any environment. We just need to get out of our own way. The path back to our healthiest self is not through cookie cutter approaches and outdated methods, such as heat/ice packs, countless modalities, and stationary bikes. This one-dimensional strategy is rampant in traditional, third-party-pay physical therapy practices – you’ll soon see our tactics are delightfully different!

ACE Physio & Performance, PLLC is a private-pay (cash-based) rehab & performance center. Before your heart seizes from sticker shock, let’s shed some light on what cash-based physical therapy is & how this method will likely save you time, money & resources, while also helping you achieve your desired results!

Let's Break it Down:
The Cash-Based Model Defined

ACE Physio & Performance, PLLC chooses (emphasis on intentional decision) a cash-based model for our practice. In a cash-based treatment model, your therapist enters into an agreement with you to provide physical therapy (PT) services in a manner that both parties have decided upon to help you reach your treatment goals most efficiently.
(AKA: FULL TRANSPARENCY with no surprise bills months later)

You will pay at the time of service. This model allows us to focus on providing direct, one-on-one care from a Doctor of Physical Therapy, while keeping administrative costs low. You may pay for services using cash, check, credit/debit card, or your HSA/FSA.

In some instances, you may also personally file for reimbursement to your insurance company to curb your out-of-pocket expense. Most insurance companies, with the exception of Medicare, Medicaid & some HMOs, will provide reimbursement for services received “out of network." We help you with this process!

Cash-based does not mean our team is short on the education, qualification, & accreditation necessary to provide you with best-in-class medical care. We blend unique backgrounds in strength, conditioning, & human performance to go well beyond rehab & help you live your happiest, healthiest life.

Why Cash Based?
Benefits by the Numbers

We are not big on limitations – neither are you, which is why you’re here.
Limiting factors in an insurance based setting can include a limited number of covered visits, being confined to only treating one body part, & more paperwork for the therapist which can result in less focused attention on the patient. These factors often hurt the patient’s progress & hinders a PT's ability to help the patient reach their goals.

Furthermore, out-of-pocket expenses over the course of physical therapy will often be less expensive for patients like you with a cash-based model than through traditional physical therapy practice.


Let’s compare the same path to recovery for two 30 year old active males recovering from a low back pain.  Bill chooses to go the private-pay route with ACE Physio & Performance, PLLC, while Jim sticks with the traditional third-party reimbursement track.

Before we dive into the breakdown, we will assume one crucial thing: both Bill & Jim have met their annual deductible & have chosen conservative treatment over surgery (which has better long-term outcomes according to the latest medical research), so Jim qualifies for reimbursement from his insurance, which typically looks like 20% out-of-pocket or $50 co-pay per session.

If we take the “standard” protocol in an insurance-based model for low back pain in a healthy individual (25-35 years old), the patient will typically need 2-3 months of rehab requiring passive & active PT (~2x per week). In our model, we typically see the patient 1x a week & give them an extensive home program so they can begin working on this stuff at home. Those visits will then taper to 1-2x/month as progress is made. We also see our patient on average 5-10x during a plan of care and quickly go from rehabilitation to working on performance & prevention.

Meet Bill & Jim


At the end of 3-months, Bill has spent $792 more out of pocket than Jim. Although both were recovering from similar injuries, Bill invested less than a third of the time (10.6 vs. 32 hours) for a fuller recovery that got him back to the lifestyle he loves sooner. The outcome also doesn't account for the intangibles around enjoying a dynamic, individualized care plan & relationship built with the ACE Physio & Performance physical therapist.

Furthermore, had Jim NOT met the deductible, this care path through traditional PT would have cost him ~$2,500+ ( $200 for the initial evaluation + 23 sessions at varying prices based on time & charges) out of pocket, which would have him spending $500 more in less-effective care than if he had gone through ACE Physio  & Performance.

Which path will you choose to get back to your goals?